Last updated: July 2, 2026
Privacy Policy
§1. Scope
This Privacy Policy explains how SoCalForeclosures.net collects, uses, and shares information about members and visitors. California residents have additional rights under the CCPA/CPRA — see the California Privacy Notice for details.
§2. What we collect
- Account data: email, name, phone, company, invite code, payment identifiers from PayPal.
- Usage data: pages viewed, leads locked, searches saved, AutoClaim rules, referral activity.
- Property data: public-record data about properties in Southern California (owner names, addresses, tax records, filings). This is public information we aggregate — we do not collect it from property owners.
- Communications: support tickets, emails, SMS opt-in confirmations.
- Technical: IP address, browser type, cookies for authentication.
§3. How we use it
- Operate the Service: authentication, lead delivery, wallet management, notifications.
- Improve the product: analyze usage patterns, refine Phantom scoring, fix bugs.
- Communicate with you: transactional emails, SMS alerts (opt-in only), support responses.
- Fraud prevention and legal compliance.
§4. Third parties we share data with
We share minimum-necessary data with the following processors, each under a data processing agreement:
- PayPal — subscription and wallet payment processing.
- Twilio — SMS delivery for lead alerts.
- Resend — transactional email delivery.
- Mapbox — map tile rendering (no personal data shared beyond IP for tile requests).
- Hetzner Cloud — server hosting.
We do not sell your personal information. We do not share your account data with property owners, other members, or public sources.
§5. Cookies
We use a single authentication cookie (
scf_token) to keep you signed in. It is HttpOnly, SameSite=Lax, and set to Secure in production. We do not use advertising cookies or third-party tracking scripts.§6. Retention
Account data is retained while your subscription is active plus 60 days after cancellation. After that, personally identifiable data is deleted or anonymized. Aggregated, anonymized platform analytics may be retained indefinitely.
§7. Your rights
You can access, correct, or delete your account data at any time in Settings, or by emailing privacy@socalforeclosures.net. California residents have additional rights — see the California Privacy Notice.
§8. Security
We use industry-standard measures: bcrypt password hashing, HTTPS in transit, encrypted database backups, principle of least privilege access. No system is 100% secure, but we take this seriously.
§9. Children
The Service is not directed at minors. We do not knowingly collect data from anyone under 18.
§10. Changes
Material changes to this Policy will be announced via email at least 30 days before taking effect.
§11. Contact
Privacy questions: privacy@socalforeclosures.net.